Loan Officer Practice Exam 2025 – Comprehensive All-in-One Guide for Exam Success!

The title company officer is least likely to be involved in a fraud scheme with inflated property values because their primary role involves ensuring the legality and accuracy of property transactions, including verifying property ownership and conducting title searches. Their focus is on protecting the interests of all parties involved in a real estate transaction and ensuring that the title to the property is clear.

In contrast, mortgage brokers, appraisers, and real estate agents can be more directly involved in the process of valuing properties and securing financing. A mortgage broker might have incentives to facilitate loans that are higher than a property's actual value to generate more commissions, while an appraiser could be pressured or persuaded to provide an inflated property appraisal. Real estate agents may also be motivated to inflate property values to close deals favorably, especially in competitive markets. Therefore, the title company officer stands out as the professional whose responsibilities and ethical obligations make them less likely to engage in schemes involving inflated property values.